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VIADA Insurance

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We partner with Prosper Insurance and VIADA to fulfill your business insurance needs.

At VIADA Insurance, we provide excellent coverage at a great price, and as a bonus, a portion of your premium goes back to The Virginia Independent Automobile Dealers Association to help fund our non-profit organization.

We’re a full-service brokerage fulfilling both bonding and insurance needs. This includes garage, lot property, workers compensation, furnished autos, and motor vehicle dealer bonds – all at preferred VIADA member pricing.

Feel confident knowing VIADA Insurance, Powered by Prosper Insurance, protects both your business and your industry.


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Coverages We Offer

Dealers Open Lot

Dealers Open Lot coverage, sometimes called Inventory Insurance, provides coverage for physical damage to vehicles owned by the dealership while they are stored or in transit.

Personal Lines – Life, Boat, Umbrella, Renters

Prosper Insurance is here to help find the perfect coverage for your specialty policy needs.

Property & Flood

Property insurance helps to cover damages from fire, theft, equipment breakdown, and weather-related damages to buildings and the contents within them. Flood insurance covers loss of property and contents because of a sudden excess of rising water.

Dealers Errors & Omissions

Provides coverage for claims arising from professional errors, omissions, or negligence and helps protect dealerships from financial losses associated with the legal expenses, settlements, and/or judgements arising from such claims.

Cyber & Data Compromise

Cyber liability protects the insured from loss or damage to commercial electronic data, breach of client confidential data, infection from computer viruses, and wire transfer fraud.

Personal Lines – Home, Auto, Renters, & Flood

Prosper Insurance is here to help find the perfect coverage for your standard policy needs.

Garage Liability & Umbrella

Garage liability helps protect dealerships from potential liability claims arising from accidents, injuries, or property damage that occur within their premises or because of their operations. Umbrella coverage provides a cost-effective means to increase overall liability coverage.

Workers Compensation

Often mandated by state law, workers compensation insurance is designed to cover medical expenses and part of lost wages for employees who are hurt on the job.

Motor Vehicle Dealer Bonds

A motor vehicle dealer bond uses a third-party guarantor to provide a financial guarantee that an auto dealer will operate in compliance with legal and ethical standards.  

Your One-Stop-Shop

Our team has the expertise you need and the reputation you deserve. We pride ourselves on our simple and straightforward sales and renewal process. Let us guide you on your insurance needs so you can feel good knowing what you worked so hard to build is protected.

Partnering with Prosper Insurance means a commitment to:

Industry-Leading Service

Same Day Certificate Processing

In-House Claims Advocacy

Full Coverage at an Affordable Price

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Contact Us

2929 Sabre Street, Suite 200, Virginia Beach, VA 23452